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Savings
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SavingsAccording to Keynesian economics, the amount left over when the cost of a person's consumer expenditure is subtracted from the amount of disposable income that he or she earns in a given period of time.
RELATED TERMS--------------------------------------
Economics
The study of the economy.
Cost
The opposite of revenue. An expense that reflects the price of purchasing goods, services and financial instruments. A cash cost means that cash is given up today to the purchase. Also, the purchase price of an investment, which is compared to the sale proceeds to determine capital gain or loss.
Income
Money received by an individual as a salary, or from investments. Cash deposits and bonds will provide income in the form of interest. Shares will, in most but not all cases, provide income in the form of twice-yearly dividends.
SIMILAR TERMS--------------------------------------
Savings account
A deposit account intended for funds that are expected to stay in for the short term.
Savings and Loan Association
The nearest American equivalent to the British building societies.
Savings Association Insurance Fund (SAIF)
A government organization that replaced the Federal Savings and Loan Insurance Corporation as the provider of deposit insurance for thrift institutions.
Savings bank
An institution that primarily accepts consumer savings deposits and to make home mortgage loans.
Savings bond
A government bond issued in face value denominations from $50 to $10,000, with local and state tax-free interest and semiannually adjusted interest rates.
Savings deposits
Accounts that pay interest, typically at below-market interest rates, that do not have a specific maturity, and that usually can be withdrawn upon demand.
Savings element
Used in the context of life insurance, the cash value built up in a policy, which equals the amount of premium paid minus the cost of protection.
Savings function
A Keynesian term relating the level of saving and the level of income.
Savings Incentive Match Plan for Employees (SIMPLE) 401(k) plan
A tax-deferred retirement savings plan similar to a conventional 401(k) plan, redesigned with specific rules to meet the needs of small employers. The Small Business Job Protection Act of 1996 created these plans for companies with fewer than 100 employees.
Savings rate
Personal savings as a percentage of disposable personal income.
Savir 2000 de Inversiones, SICAV, S.A.
Savir 2000 de Inversiones, SICAV, S.A. is a Spanish company listed at Madrid Stock Exchange. Its business activity is capital investment.
Savir Patrimonio, SICAV, S.A.
Savir Patrimonio, SICAV, S.A. is a Spanish company listed at Madrid Stock Exchange. Its business activity is capital investment.
PREVIOUS AND NEXT TERMS--------------------------------------
Santa Claus Rally
Seasonal rise in stock prices in the last week of the calendar year, between Christmas and New Year's Day.
Sarbanes Oxley Act of 2002
Legislation passed largely as a result of a number of accounting scandals. Among the many features is the creation of the Public Company Accounting Oversight Board. The Board shall: 1) register public accounting firms; 2) establish, or adopt, by rule, auditing, quality control, ethics, independence, and other standards relating to the preparation of audit reports for issuers; 3) conduct inspections of accounting firms; 4) conduct investigations and disciplinary proceedings, and impose appropriate sanctions; 5) perform such other duties or functions as necessary or appropriate; 6) enforce compliance with the Act, the rules of the Board, professional standards, and the securities laws relating to the preparation and issuance of audit reports and the obligations and liabilities of accountants with respect thereto; 7) set the budget and manage the operations of the Board and the staff of the Board.
Saturday night special
Often used in risk arbitrage. Sudden attempt by one company to take over another by making a public tender offer.
Saucer
Technical chart pattern depicting a security whose price has reached bottom and is moving up.
Save
To keep money for the future, rather than spending it by consuming goods.
Savings
Savings account
A deposit account intended for funds that are expected to stay in for the short term.
Savings and Loan Association
The nearest American equivalent to the British building societies.
Savings Association Insurance Fund (SAIF)
A government organization that replaced the Federal Savings and Loan Insurance Corporation as the provider of deposit insurance for thrift institutions.
Savings bank
An institution that primarily accepts consumer savings deposits and to make home mortgage loans.
Savings bond
A government bond issued in face value denominations from $50 to $10,000, with local and state tax-free interest and semiannually adjusted interest rates.
RELATED TERMS--------------------------------------
Economics
The study of the economy.
Cost
The opposite of revenue. An expense that reflects the price of purchasing goods, services and financial instruments. A cash cost means that cash is given up today to the purchase. Also, the purchase price of an investment, which is compared to the sale proceeds to determine capital gain or loss.
Income
Money received by an individual as a salary, or from investments. Cash deposits and bonds will provide income in the form of interest. Shares will, in most but not all cases, provide income in the form of twice-yearly dividends.
SIMILAR TERMS--------------------------------------
Savings account
A deposit account intended for funds that are expected to stay in for the short term.
Savings and Loan Association
The nearest American equivalent to the British building societies.
Savings Association Insurance Fund (SAIF)
A government organization that replaced the Federal Savings and Loan Insurance Corporation as the provider of deposit insurance for thrift institutions.
Savings bank
An institution that primarily accepts consumer savings deposits and to make home mortgage loans.
Savings bond
A government bond issued in face value denominations from $50 to $10,000, with local and state tax-free interest and semiannually adjusted interest rates.
Savings deposits
Accounts that pay interest, typically at below-market interest rates, that do not have a specific maturity, and that usually can be withdrawn upon demand.
Savings element
Used in the context of life insurance, the cash value built up in a policy, which equals the amount of premium paid minus the cost of protection.
Savings function
A Keynesian term relating the level of saving and the level of income.
Savings Incentive Match Plan for Employees (SIMPLE) 401(k) plan
A tax-deferred retirement savings plan similar to a conventional 401(k) plan, redesigned with specific rules to meet the needs of small employers. The Small Business Job Protection Act of 1996 created these plans for companies with fewer than 100 employees.
Savings rate
Personal savings as a percentage of disposable personal income.
Savir 2000 de Inversiones, SICAV, S.A.
Savir 2000 de Inversiones, SICAV, S.A. is a Spanish company listed at Madrid Stock Exchange. Its business activity is capital investment.
Savir Patrimonio, SICAV, S.A.
Savir Patrimonio, SICAV, S.A. is a Spanish company listed at Madrid Stock Exchange. Its business activity is capital investment.
PREVIOUS AND NEXT TERMS--------------------------------------
Santa Claus Rally
Seasonal rise in stock prices in the last week of the calendar year, between Christmas and New Year's Day.
Sarbanes Oxley Act of 2002
Legislation passed largely as a result of a number of accounting scandals. Among the many features is the creation of the Public Company Accounting Oversight Board. The Board shall: 1) register public accounting firms; 2) establish, or adopt, by rule, auditing, quality control, ethics, independence, and other standards relating to the preparation of audit reports for issuers; 3) conduct inspections of accounting firms; 4) conduct investigations and disciplinary proceedings, and impose appropriate sanctions; 5) perform such other duties or functions as necessary or appropriate; 6) enforce compliance with the Act, the rules of the Board, professional standards, and the securities laws relating to the preparation and issuance of audit reports and the obligations and liabilities of accountants with respect thereto; 7) set the budget and manage the operations of the Board and the staff of the Board.
Saturday night special
Often used in risk arbitrage. Sudden attempt by one company to take over another by making a public tender offer.
Saucer
Technical chart pattern depicting a security whose price has reached bottom and is moving up.
Save
To keep money for the future, rather than spending it by consuming goods.
Savings
Savings account
A deposit account intended for funds that are expected to stay in for the short term.
Savings and Loan Association
The nearest American equivalent to the British building societies.
Savings Association Insurance Fund (SAIF)
A government organization that replaced the Federal Savings and Loan Insurance Corporation as the provider of deposit insurance for thrift institutions.
Savings bank
An institution that primarily accepts consumer savings deposits and to make home mortgage loans.
Savings bond
A government bond issued in face value denominations from $50 to $10,000, with local and state tax-free interest and semiannually adjusted interest rates.
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This dictionary contains 24549 terms.
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